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vehicle repossessions



Failing to pay or simply be late on your car note can have serious consequences.  Creditors do not have to wait for a court Order to take your vehicle.  It can be extremely difficult to function for even one day without your car.  A vehicle repossession not only affects your credit, but it can also affect your life.  Without your car, how will you get to work, get the kids to school or activities, or simply get groceries or medicine. 


Don't wait until it's too late.  Bankruptcy can prevent a creditor from repossessing your vehicle.  If you are falling behind on your car note, a Chapter 13 bankruptcy can set up a new payment plan that allows you to pay off the vehicle at a more affordable and manageable rate. 



YES!  Most people drive cars that are worth less than half what they owe on them.  In some cases, under a Chapter 13 Bankruptcy, you can keep your car by paying back what the vehicle is WORTH --NOT what you OWE.   For example, if your car is only worth $4,000, but you owe $28,000 (yes this is very common), under Bankruptcy law, you can keep the car by paying back the $4,000 rather than the $28,000. 


If you are interested in Stopping a Vehicle Repossession or Lowering your car payments, call us Today.

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